
AAIS Learning Faculty


Nicole Milos
Assistant Counsel
Nicole Milos is an Assistant Counsel for AAIS. She has extensive litigation experience, with most of her practice focusing on insurance law and compliance. Prior to coming to AAIS, Nicole was a partner with the Chicago law firm, Cremer, Spina, Shaughnessy, Jansen + Siegert. Nicole serves as a member of the AAIS COVID-19 Task Force, the President of the Advisory Counsel for the Pro Bono Network, past President of the Illinois Defense Counsel and as a member of DRI. She earned her BA from Saint Mary’s College, as well as JD, and LL.M. in Information Technology and Privacy Law from John Marshall Law School.

Joan Zerkovich
Sr. Vice President, Operations
Before coming to AAIS in 2012, Joan worked for several organizations in information technology positions, including more than eight years as CIO of ICAT Holdings LLC, a catastrophe insurance intermediary.
Joan has a bachelor’s degree in biochemistry from the University of California-Davis, and an MBA with an emphasis in business information systems from CSU-Sacramento.

Ed Kelly
President & CEO
Before being chosen AAIS president in 2012, Ed had numerous years of executive experience in organizations that developed product platforms for property and liability lines.
Among other things, he served seven years as president and COO of an organization that developed one of the first programs allowing insurers to write wind-only coverage. He was also an executive for a specialty
division of Royal Sun Alliance that developed and maintained an industry-leading professional liability program for architects and engineers.
Prior to his insurance career, Ed worked 11 years as a senior manager for Ernst & Young; he is a certified public accountant with bachelor’s and master’s degrees from DePaul University.