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Pandemic Coverage in the Age of COVID-19

COVID-19 changed things forever. In this course, featuring AAIS Assistant Counsel Nicole Milos, we look at how pandemics have been treated by the insurance industry, how the COVID-19 pandemic has impacted the industry, specifically business interruption insurance, and how the industry is learning from and adjusting to the lessons learned from COVID-19.

Course Synopsis

This course will cover pandemics and their impact on insurance. The following topics will be covered:

1. History of Business Interruption Policy Language
2. Analyzing Policy Language
3. COVID-19 Business Interruption Coverage Litigation: Trends & Optics
4. Historical Overview of Pandemic Emergency Insurance Solutions
5. The Search for Solutions

Course Goals

The goals of this course are to understand the history behind business interruption (BI) policy language; the terms and definitions behind policy language and how to analyze it; the needs and requirements of BI coverage; the history of pandemic emergency solutions and how they have impact and apply to today; the proposed solutions to BI by a pandemic and what they have looked like in the past.

Who Should Attend?

This course will benefit anyone in the insurance industry interested in learning more about pandemics. It will be especially useful to those in legal, compliance, regulatory, underwriting, and risk roles.


Nicole Milos

Assistant Counsel

Nicole Milos is an Assistant Counsel for AAIS. She has extensive litigation experience, with most of her practice focusing on insurance law and compliance. Prior to coming to AAIS, Nicole was a partner with the Chicago law firm, Cremer, Spina, Shaughnessy, Jansen + Siegert. Nicole serves as a member of the AAIS COVID-19 Task Force, the President of the Advisory Counsel for the Pro Bono Network, past President of the Illinois Defense Counsel and as a member of DRI. She earned her BA from Saint Mary’s College, as well as JD, and LL.M. in Information Technology and Privacy Law from John Marshall Law School.